Time for a bank run!

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Easylife
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These little fellas have built up again from the land so time to deposit another £80 worth. It's been a while so not sure how well they'll be recieved? No doubt a few fakes in there as usual! :Thinking:
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Oxgirl
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Good one! Very well done. I’ve only about £10 after 3 years. What’s the minimum they accept?
Yes I really don’t like Roman coins, I’m not joking
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Easylife
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Oxgirl wrote: Tue Mar 23, 2021 9:51 pm Good one! Very well done. I’ve only about £10 after 3 years. What’s the minimum they accept?
Normally £20 of £1 coins so you should be right in another 3 years time. :P
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Oxgirl
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Easylife wrote: Tue Mar 23, 2021 9:58 pm Normally £20 of £1 coins so you should be right in another 3 years time. :P
Very true :lol:
Yes I really don’t like Roman coins, I’m not joking
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Saffron
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Oxgirl wrote: Tue Mar 23, 2021 9:51 pm Good one! Very well done. I’ve only about £10 after 3 years. What’s the minimum they accept?
I have never had any issue handing in 2 or 3 at a time, well apart the look I get due to the state of them as they are normally from the beach!, always nice to get a nice new shiny replacement. BUT this is done at your bank's discretion and they are under no legal obligation to do so.

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Bors
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I`ve not done it since they were discontinued. But I did enquire on the internet about would the bank still change them still and I read they will if you have an account with the bank and deposit them into your account. So I`m not sure if that`s so ???
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Steve RC
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Good luck. My last three coins deposited just before the first Lockdown required the Managers examination before they agreed to take them. The rest of the customers behind me were less than pleased with the time it took :thumbdown:
Dave The Slave
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Nice amount you have there.
Last time i went, took a fivers worth, no problem.
There are millions of these still missing. Tried to get on an ex car boot site before it was built on. Dare say a few will surface as people dig their gardens.
Co incidentally last night at work was asked to ID a coin a colleagues mother had found, while walking the dog, from a photo. Luckily for me straightforward 1929 Florin .
Probably have another 5 in my beach coins at the moment.
Cheers, :thumbsup:
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figgis
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I reckon I've not found more than a fiver's worth tops, and four of those were on a pub site.
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Easylife
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I finally got around to visiting my bank. The teller asked where the old pound coins had come from, not out of curiosity but as a requirement it seems? Then was unsure if they could take them and if not they mistakenly thought I would have to sell them to a coin dealer! But I correctly informed her and her manager also said the same so all was well. But the teller also said that they could only take them in that condition as they were out of circulation, but that would not apply to any coins in circulation. Surely if a coin is recognizable then it is legal tender though I guess due to condition is the choice of a bank or retailer whether they accept it or not? But that's where vending and coin change machines are handy! :D
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Jamesey1981
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My bank are fine taking them if I'm paying them into my account, they do give me a funny look but as I have premier banking they don't argue. The premier banking is because of my work, I'm not rich enough to qualify ordinarily but the people behind the premier banking counter don't know that, I even get free coffee and a private lounge with free WiFi, lol.

As an aside, you mentioned the term legal tender, legal tender does not mean what most people think it means, it does not mean that if you offer to pay with legal tender that it has to be accepted, it means that you can't be taken to court for non payment if you have offered to pay in legal tender, but if you haven't already received the goods or service then anyone is still free to decline to accept your payment and to provide the goods or service if they wish, the term legal tender refers solely to the settlement of debts.

There are strict limits on the amount of coins that can be considered legal tender, it wouldn't be considered legal tender if you tried to pay a £500 bill in tuppences for example, even though each coin would be considered legal tender on its own, although £1 and £2 (and £5, not that there are many in circulation) are considered legal tender to any amount, you if you have a big enough bill you could make your point that way if you are so inclined.

The thing that amuses me the most, Scottish notes are not legal tender anywhere, not even in Scotland, don't tell Nicola Sturgeon I mentioned it though. ;)
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